Legal Statements
Disclaimer
Open Financial Services Pty Ltd (Self Invest)
Australian Financial Services Licence No: 232977
Australian Business Number (ABN): 39 077 376 017
This site is directed to and available only for Australian
residents. This information has been prepared for distribution
over the internet and without taking into account the investment
objectives, financial situation and particular needs of any
particular person. Self Invest makes no recommendations as
to the merits of any investment opportunity referred to in
this website. All indications of performance returns are
historical and cannot be relied upon as an indicator for
future performance. Self Invest recommends you read the Financial
Services Guide
Links to External Sites: Disclaimers of Liability
As a convenience to our users, Self Invest offers links to
web sites created and maintained by other entities. These
links are provided as an information resource only. A link
to another website does not mean that Self Invest endorses
that site. Self Invest has no control over linked sites and
cannot guarantee or be held responsible for material found
on any third party site. The user specifically acknowledges
that Self Invest is not liable for defamatory, offensive
or illegal conduct of other users, links or third parties
and that the risk of damages from the foregoing rests entirely
with the user. This disclaimer of liability also applies
to any damages, including but not limited to those caused
by any failure of performance, error, omission, interruption,
deletion, defect, delay in operation or transmission, computer
virus, communication line failure, theft or destruction or
unauthorized access to, alteration of, or use of record,
whether for breach of contract, tortious behavior, or negligence
or under any other theory or cause of action.
Use of Information on this Site and its Links: Disclaimers of Liability
Open Financial Services Pty Ltd (Self Invest) and its employees
shall not be held liable for any improper or incorrect use
of the information described or contained herein and assume
no responsibility for anyone’s use of any of that information.
In no event shall Self Invest or its employees be liable
for any direct, indirect, incidental, special, exemplary,
or consequential damages (including, but not limited to,
procurement of substitute goods or services; loss of use,
data, or profits; or business interruption) however caused
and on any theory of liability, whether in contract, strict
liability, or tort (including negligence or otherwise) arising
in any way out of the use of this website or its links, even
if advised of the possibility of such damage. The user specifically
acknowledges that Self Invest is not liable for defamatory,
offensive or illegal conduct of other users, links or third
parties and that the risk of injury from the foregoing rests
entirely with the user. This disclaimer of liability also
applies to any damages or injury, including but not limited
to those caused by any failure of performance, error, omission,
interruption, deletion, defect, delay in operation or transmission,
computer virus, communication line failure, theft or destruction
or unauthorized access to, alteration of, or use of record,
whether for breach of contract, tortious behavior, or negligence
or under any other theory or cause of action.
Disclaimer of Warranties and Accuracy of Data
Although the information found on this website by using the
company's access systems has been produced and processed
from sources believed to be reliable, no warranty express
or implied is made or assumed regarding accuracy, adequacy,
completeness, legality, reliability or usefulness of any
such information, and any and all such warranties are expressly
disclaimed. This disclaimer applies to both isolated and
aggregate uses of the information. Self Invest provides this
information on an “as is” basis. All warranties
of any kind, express or implied, including but not limited
to warranties of merchantability, fitness for a particular
purpose, freedom from contamination by computer viruses and
non-infringement of proprietary rights are disclaimed. The
user specifically acknowledges that Self Invest is not liable
in any way with respect the user’s use of any such
information, and that the risk of injury from any use of
any of the information found on this website rests entirely
with the user. Changes may from time to time be made to the
information referred to on this website; these changes may
or may not be incorporated into any new version of the website.
If you have obtained information from Self Invest from a
source other than Self Invest be aware that electronic data
can be altered subsequent to original distribution. Data
can also quickly become out-of-date. It is recommended that
careful attention be paid to the contents of any information
on this website, and that the originator of the data or information
be contacted with any questions regarding currentness of
the data and appropriate use. If you find any errors or omissions,
we encourage you to report them to the site manager.
This disclaimer of liability also applies to any damages
or injury, including but not limited to those caused by any
failure of performance, error, omission, interruption, deletion,
defect, delay in operation or transmission, computer virus,
communication line failure, theft or destruction or unauthorized
access to, alteration of, or use of record, whether for breach
of contract, tortious behavior, or negligence or under any
other theory or cause of action.
Disclaimer of Warranties and Accuracy of Data Contained in Web Sites
Linked to Self Invest Web Site
By clicking onto any link on this website, the
user specifically acknowledges that Self Invest is not
liable in any way with respect to the user’s
use of any information gained through this website, and that the risk of injury
from any use of the information rests entirely with the user. The user specifically
acknowledges that Self Invest is not liable for defamatory, offensive or illegal
conduct of other users, links or third parties and that the risk of injury
from the foregoing rests entirely with the user. This disclaimer of liability
also applies to any damages or injury, including but not limited to those caused
by any failure of performance, error, omission, interruption, deletion, defect,
delay in operation or transmission, computer virus, communication line failure,
theft or destruction or unauthorized access to, alteration of, or use of record,
whether for breach of contract, tortious behavior, or negligence or under any
other theory or cause of action.
Choice of Law; User to Conform to Law
Construction of the disclaimers above and resolution of disputes
related thereto are to be governed by the laws of the State
of Victoria, Australia. The laws of Australia shall apply
to all uses of data contained in this website. By use of
this website and any data contained therein the user agrees
that that use shall conform to all applicable laws and regulations
and that the user shall not violate the rights of any third
parties.
Linking to the Self Invest Website; No Property Rights Created
Links to Self Invest are permissible, if not encouraged.
However, we do ask that all links point to the Self Invest
home page rather than to any specific page as those links
may change. Please e-mail the site manager for permission
requests.
Self Invest may add or delete links to external or internal
websites at any time. By adding a link to an external or
internal website, the department is not creating a property
right in that link and reserves the right to remove the link
to any site at any time and for any reason without notice
to the creator or owner of the linked website or to visitors
to the website.
Solicitation Prohibited
Use of this website and information herein to send faxes
and e-mail to Self Invest and its employees for solicitation
purposes is prohibited.
Reliance on Content at Own Risk:
Any reliance on the Content is entirely at your own risk.
The Content is provided in good faith and is believed to
be accurate at the time of compilation. You must not rely
on it as being complete, accurate or current at any time.
Self Invest is not obliged to notify you or publish any notice
of amendment if it becomes aware of any change to, inaccuracy
in or omission from the Content.
Limitation on Self Invest Warranties and Liability
You are entirely liable for activities conducted by you or
anyone else in connection with your browsing and use of the
Web Site. If you are dissatisfied with the Content or the
Web Site or with these Terms of Use, your sole and exclusive
remedy is to stop using the Content and the Web Site. Self
Invest will not pay you any damages in connection with your
browsing or use of the Web Site.
The content and the web site are provided "as is",
without any warranties. Self Invest makes no guarantees or
warranties as to the accuracy or completeness of or results
to be obtained from, accessing and using the Self Invest
website, the Self Invest website's own content, the other
content, nor any material that can be accessed (via a direct
or indirect hyperlink or otherwise) through the Self Invest
website. Self Invest hereby disclaims any and all warranties,
express or implied, including warranties of merchantability
or fitness for a particular purpose and of noninfringement.
In no event will Self Invest be liable to the user or anyone
else for any inaccuracy, delay, interruption in service,
error or omission, regardless of cause, or for any damages
resulting therefrom. In no event will Self Invest be liable
for any indirect, special or consequential damages, including
but not limited to, lost time, lost money, lost profits or
good will, whether in contract, tort, strict liability or
otherwise, and whether or not such damages are foreseen or
unforeseen with respect to any use of the Self Invest website.
Self Invest will not be liable to you or anyone else for
any loss or injury resulting from use of the web site, in
whole or part, whether caused by negligence, contingencies
beyond its control in procuring, compiling, interpreting,
reporting or delivering the web site and any content at the
web site or otherwise. In no event will Self Invest be liable
to you or anyone else for any decision made or action taken
by you in reliance on such content or the web site.
LINKS TO OTHER WEB SITES.
You may, through hypertext or other computer links, gain
access to web sites operated by persons other than Self Invest.
Such hyperlinks are provided for your reference and convenience
only, and are the exclusive responsibility of such web sites'
owners. You agree that Self Invest is not responsible for
the content or operation of such web sites, and that Self
Invest shall have no liability to you or any other person
or entity for the use of third party web sites. Except as
described below, a hyperlink from this Web Site to another
web site does not imply or mean that Self Invest endorses
the content on that web site or the operator or operations
of that site. You are solely responsible for determining
the extent to which you may use any content at any other
web sites to which you link from Self Invest Web Site. Self
Invest assumes no responsibility for the use of third party
software on the Self Invest and shall have no liability whatsoever
to any person or entity for the accuracy or completeness
of any outcome generated by such software.
TIMELINESS OF CONTENT
The Content displayed on the Self Invest Web Site,
including, but not limited to, reports, Fees and Charges,
Account Information and other Product information, are
current as of the date appearing on the report and are
subject to change without notice. Self Invest not guarantee
or warrant the accuracy, timeliness, or completeness of
any content you receive using the Self Invest Web Site.
ADDITIONAL LEGAL TERMS
Self Invest may discontinue or change the Self Invest Website,
or its availability to you, at any time.
This Agreement constitutes the entire agreement between the
parties relating to the Self Invest Web Site and supersedes
any and all other agreements, oral or in writing, with respect
to the Self Invest Web Site. The failure of Self Invest to
insist upon strict compliance with any term of this Agreement
shall not be construed as a waiver with regard to any subsequent
failure to comply with such term or provision. This Agreement
is personal to you, and you may not assign your rights or
obligations to anyone. If any provision in this Agreement
is invalid or unenforceable under applicable law, the remaining
provisions will continue in full force and effect.
Privacy
Our Privacy Policy ensures your right to privacy as we recognise
that any personal information we may collect about you will
only be used for the purposes indicated in our policy. It
is important to us that you are confident that any personal
information we collect from you or is received by us, will
be treated with appropriate respect ensuring protection of
your personal information.
Our commitment in respect of personal information is to abide
by the National Privacy principles for the protection of
personal information, as set out in the Privacy Act and any
other relevant law.
Personal information is information or opinion that allows
others to identify you. It includes your name, age, gender,
contact details, as well as your health and financial information.
We will act to protect your personal information in accordance
with the National Privacy Principles or an industry privacy
code.
As a registered user of our website you can be assured that
we will make every reasonable effort to protect and keep
confidential any information you provide to us and we will
not sell or release your name or information to any outside
organisations except for the purposes of our own analysis
(and in these cases will only do so in aggregate form without
identifying individual subscribers) or when external companies
offer a product or service which we consider would be beneficial
or of interest to our clients. We value your trust, and aim
to help you manage and build wealth over a long period. The
protection of your personal information is a vital part of
this relationship.
We collect personal information to provide you with the products
and services you request as well as information on other
products and services offered by us. If you have any questions
relating to this privacy statement, please do not hesitate
to contact us. (Details below)
Collection of Data
To fully use our services, you will need to register using
our online registration form. The type of information that
we collect from you will depend on what products and services
you use on the website. For example, if you apply for PDS
to be posted then we will require your address. If you register
to trade shares on-line, you will be required to provide
certain personal information to the on-line share trading
company to enable your request to be carried out.
Responsible Use of Information
By maintaining your relationship with us, you consent to
any personal information we collect about you being used
and disclosed in the manner set out below.
• For our internal operations (including accounting, risk management,
record keeping, development and testing, staff training and compliance monitoring;
• To help us to develop, establish and administer arrangements with
other organisations in relation to the administration and use of products and
services that we provide to you;
• To help us to develop, identify and inform you of enhancements
to the products and services which you have asked us to provide;
• For research in relation to financial products and services
We may also use and disclose your personal information for
the following additional services:
• To help us develop, identify and inform you of other financial
products and services that may interest you;
• To keep you informed of any administration, enhancement
or development occurring with Self Invest, to ensure you are aware of any changes
which may affect our delivery of, or your ability to use the site;
• To help us develop, establish and administer arrangements
with other organizations in relation to the promotion, administration and use
of such other products and services;
• For marketing of financial products and services (you can
tell us not to send you any marketing information if you wish)
• To advise you of special offers which have come to our attention
from other providers, which we believe, may be of interest to you.
We will not use your personal information for any purpose
which is not related to the products or services we provide
to you or for any purpose for which you would not reasonably
expect us to use the information. For statistical purposes
we may collect information on website activity (such as the
number of users who visit the website, the date and time
of visits, the number of pages viewed and navigation patterns)
through the use of 'cookies' and other tracking technology.
You may at any time unsubscribe from this service by contacting
our office. You are entitled to ask for access to your personal information
records at any time, or to choose to cancel or opt-out of any service or future
mailing.
Security
Self Invest have taken measures to ensure a high level of
privacy, security and protection of the personal information
you send over the Internet. Any personal information contained
within the Self Invest site is protected through encryption
and security technology software. We maintain regular security
reviews, upgrades and daily backups. This site is offered
on a best efforts basis to maintain the security and reliability
of the infrastructure. They are provided "as is" without
any guarantee of reliability. Self Invest offers no assurance
of uninterrupted or error-free service, nor do we warrant
the accuracy or completeness of any service. Self Invest
will not be held liable for any damages whatsoever (including,
without limitation, damages for loss of profits, business
interruption, loss of information) arising out of the use
or inability to use the Self Invest website, or any other
service provided by Self Invest.
Self Invest relies on third party suppliers to conduct activities
such as mail outs and sending emails. These third parties
act on behalf of Self Invest and while your personal information
may be provided to them they are bound by specific confidentiality
and non-disclosure agreements.
Links to third party websites such as ETrade have been established
to provide you with access to their speciality. Self Invest
do not control these third parties and can not guarantee
the protection of your personal information if passed on
to these third parties. They will have their own Privacy
Policy which you should review.
Personal Information Quality
Self Invest’s goal is to ensure that the personal information
we hold is accurate, complete and up-to-date. Please contact
us if any of the details you have provided change. Please
also contact us if you believe that the information we have
about you is not accurate, complete or up-to-date.
Contact us about our privacy policy and information handling practices
If you have any questions or would like further
information about our privacy and information handling
practices, please contact us by:
Calling: 1300 780 690
Send an email
Or write to:
Open Financial Services Pty Ltd (Self Invest)
PO Box 58
Carlton South VIC 3053
